Estate planning is more than preparing a will. It is a process that includes lifetime planning, insuring that the right people are empowered to get information and, if necessary, make medical or financial decisions during lifetime. It means creating a plan to distribute assets in the event of a death in the most efficient, cost-effective and tax-advantaged manner. It means talking about the best way to protect family members.
Ruth helps her clients identify their goals and guides them in making decisions on the best way to meet them. She advises them on tax implications and gives them practical advice. She drafts documents that clients can read and understand, and assists them in organizing information and documents so that they are accessible and effective when they are needed.